- Life
- Accident & Health
- Property
- Casualty
Who needs this bundle
Anyone who wants to sell life insurance policies — or, in most states, annuity products — needs a state-issued Life license before they can do so. It's the single most commonly held individual insurance license.
Anyone who wants to sell health, disability, or accident insurance products needs a state-issued Accident & Health (A&H) license. It's frequently held alongside a Life license so an agent can offer both life and health/disability products.
Anyone who wants to sell insurance covering physical property — homeowners, renters, commercial buildings, and related coverage — needs a state-issued Property license.
Anyone who wants to sell liability-based coverage — personal or commercial auto, general liability, workers' compensation, and related lines — needs a state-issued Casualty license.
What's tested
Combined subject areas across every exam in this bundle — exact question counts and section weighting vary per exam and state; see each included exam's page for verified numbers.
How insurance licensing works in California
- 1Complete any pre-licensing education your state requires.
- 2Register for and pass each included exam in California.
- 3Complete fingerprinting/background check, if your state requires one.
- 4Submit your license application to California Department of Insurance.
Exact requirements, fees, and hours vary — see the Insurance License Guide for the full state-agnostic overview.
Why prepare with CARE for California Complete Bundle?
Regulator-sourced questions
Every fact cited to the official source
Server-graded scoring
No answer keys ever sent to the browser
Readiness tracking
Same engine across every CARE exam
Included exams
Each exam below grants its own separate entitlement.
Life
A Life license authorizes an agent to sell life insurance policies and, in most states, annuity products — the most commonly held individual insurance license.
View examAccident & Health
An Accident & Health (A&H) license authorizes an agent to sell health, disability, and accident insurance products, often paired with a Life license.
View examProperty
A Property license authorizes an agent to sell insurance covering physical property — homeowners, renters, commercial property, and related lines.
View examCasualty
A Casualty license authorizes an agent to sell liability-based coverage — auto, general liability, and workers' compensation, among others.
View exam