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Insurance Licensing

Property Insurance
License Exam Prep

Property licensing exams are administered at the state level under each state's insurance regulator. Question counts, time limits, and passing scores vary by state — verified per-state facts below.

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Property

License type

State regulated

Requirements vary by state

Server graded

Secure practice scoring

A Property license authorizes an agent to sell insurance covering physical property — homeowners, renters, commercial property, and related lines.

Who needs a Property license

Anyone who wants to sell insurance covering physical property — homeowners, renters, commercial buildings, and related coverage — needs a state-issued Property license.

What's tested

Exact question counts, time limits, and section weighting are set by each state and vary — see your state's page for the verified numbers. The subject areas below are drawn directly from CARE's own Property question bank.

Basic Insurance Concepts and Principles

Contract Law

Insurance Marketplace

Legal Concept: Tort Law

Property Basics

Policies

Classes of Insurance

Insurance on Residential Properties

Homeowners' Insurance Valuation

Liability Coverage

How Property licensing typically works

1Complete any pre-licensing education your state requires.
2Register for and pass your state's Property licensing exam.
3Complete fingerprinting/background check, if your state requires one.
4Submit your license application to your state's department of insurance.

Requirements vary by state — see the Insurance License Guide for the full state-agnostic overview.

Why prepare with CARE for Property?

Regulator-sourced questions

Every fact cited to the official source

Server-graded scoring

No answer keys ever sent to the browser

Readiness tracking

Same engine across every CARE exam

FAQs

Is the Property exam the same in every state?

No — question counts, time limits, and passing scores are set individually by each state's insurance regulator. CARE verifies each state's exact numbers directly against that regulator before publishing them.

Can I get licensed in multiple lines together?

Many states offer combined license paths (for example, Life & Accident and Health, or Property & Casualty) — see the full exam catalog for the options your state offers.

Related licensing exams

Explore by state

Choose your state for exact, regulator-verified question counts, time limits, and passing scores.

Alabama

Alabama Combined Property & Casualty licensing exam prep for Alabama, verified against Alabama Department of Insurance.

Alaska

Alaska Property licensing exam prep for Alaska, verified against Alaska Division of Insurance.

Arizona

Arizona Property and Casualty licensing exam prep for Arizona, verified against Arizona Department of Insurance and Financial Institutions.

Arkansas

Arkansas Property and Casualty licensing exam prep for Arkansas, verified against Arkansas Insurance Department.

California

Property licensing exam prep for California, verified against California Department of Insurance.

Colorado

Colorado Property licensing exam prep for Colorado, verified against Colorado Division of Insurance.

Connecticut

Connecticut Property and Casualty Producer licensing exam prep for Connecticut, verified against Connecticut Insurance Department.

Delaware

Delaware Property licensing exam prep for Delaware, verified against Delaware Department of Insurance.

Florida

Florida General Lines Insurance (Property & Casualty) licensing exam prep for Florida, verified against Florida Department of Financial Services.

Georgia

Georgia Property and Casualty Agent licensing exam prep for Georgia, verified against Georgia Office of Insurance and Safety Fire Commissioner.

Hawaii

Hawaii Property licensing exam prep for Hawaii, verified against Hawaii Insurance Division (Dept. of Commerce and Consumer Affairs).

Idaho

Idaho Property licensing exam prep for Idaho, verified against Idaho Department of Insurance.

Illinois

Illinois Property Producer licensing exam prep for Illinois, verified against Illinois Department of Insurance.

Indiana

Indiana Property & Casualty (P&C) licensing exam prep for Indiana, verified against Indiana Department of Insurance.

Iowa

Iowa Property licensing exam prep for Iowa, verified against Iowa Insurance Division.

Kansas

Kansas Property & Casualty Combo licensing exam prep for Kansas, verified against Kansas Insurance Department.

Kentucky

Kentucky Property licensing exam prep for Kentucky, verified against Kentucky Department of Insurance.

Louisiana

Louisiana Property and Casualty Combo licensing exam prep for Louisiana, verified against Louisiana Department of Insurance.

Maine

Maine Property and Casualty Combined licensing exam prep for Maine, verified against Maine Bureau of Insurance.

Maryland

Maryland Property & Casualty Combo licensing exam prep for Maryland, verified against Maryland Insurance Administration.

Massachusetts

Massachusetts Property Insurance Producer licensing exam prep for Massachusetts, verified against Massachusetts Division of Insurance.

Michigan

Michigan Property and Casualty Producer/Solicitor licensing exam prep for Michigan, verified against Michigan Department of Insurance and Financial Services.

Minnesota

Minnesota Property & Casualty Producer licensing exam prep for Minnesota, verified against Minnesota Department of Commerce.

Mississippi

Mississippi Property and Casualty Combo licensing exam prep for Mississippi, verified against Mississippi Insurance Department.

Missouri

Missouri Property and Casualty Insurance Producer licensing exam prep for Missouri, verified against Missouri Department of Commerce and Insurance.

Montana

Montana Property licensing exam prep for Montana, verified against Montana Commissioner of Securities and Insurance (Montana State Auditor's Office).

Nebraska

Nebraska Property and Casualty Combo licensing exam prep for Nebraska, verified against Nebraska Department of Insurance.

Nevada

Nevada Property and Casualty Combined Examination licensing exam prep for Nevada, verified against Nevada Division of Insurance.

New Hampshire

New Hampshire Property and Casualty Combined licensing exam prep for New Hampshire, verified against New Hampshire Insurance Department.

New Jersey

New Jersey Property Producer licensing exam prep for New Jersey, verified against New Jersey Department of Banking and Insurance.

New Mexico

New Mexico Property and Casualty Combo licensing exam prep for New Mexico, verified against New Mexico Office of Superintendent of Insurance.

New York

New York Property and Casualty Insurance Agent/Broker licensing exam prep for New York, verified against New York State Department of Financial Services.

North Carolina

North Carolina Property Agent licensing exam prep for North Carolina, verified against North Carolina Department of Insurance.

North Dakota

North Dakota Property licensing exam prep for North Dakota, verified against North Dakota Insurance Department.

Ohio

Ohio Property and Casualty Insurance Agent licensing exam prep for Ohio, verified against Ohio Department of Insurance.

Oklahoma

Oklahoma Property and Casualty licensing exam prep for Oklahoma, verified against Oklahoma Insurance Department.

Oregon

Oregon Property licensing exam prep for Oregon, verified against Oregon Division of Financial Regulation.

Pennsylvania

Pennsylvania Property and Casualty Insurance licensing exam prep for Pennsylvania, verified against Pennsylvania Insurance Department.

Rhode Island

Rhode Island Property licensing exam prep for Rhode Island, verified against Rhode Island Department of Business Regulation, Insurance Division.

South Carolina

South Carolina Property licensing exam prep for South Carolina, verified against South Carolina Department of Insurance.

South Dakota

South Dakota Property and Casualty Combo licensing exam prep for South Dakota, verified against South Dakota Division of Insurance (Department of Labor and Regulation).

Tennessee

Tennessee Property and Casualty licensing exam prep for Tennessee, verified against Tennessee Department of Commerce and Insurance.

Texas

Texas General Lines — Property & Casualty licensing exam prep for Texas, verified against Texas Department of Insurance.

Utah

Utah Producer's Combined Property and Casualty licensing exam prep for Utah, verified against Utah Insurance Department.

Vermont

Vermont Property and Casualty Combo licensing exam prep for Vermont, verified against Vermont Department of Financial Regulation (DFR), Insurance Division.

Virginia

Virginia Property & Casualty licensing exam prep for Virginia, verified against Virginia State Corporation Commission, Bureau of Insurance.

Washington

Washington Property and Casualty Producer Combo licensing exam prep for Washington, verified against Washington State Office of the Insurance Commissioner.

Wisconsin

Wisconsin Property licensing exam prep for Wisconsin, verified against Wisconsin Office of the Commissioner of Insurance.

Wyoming

Wyoming Property and Casualty Combo licensing exam prep for Wyoming, verified against Wyoming Insurance Department.

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