A Casualty license authorizes an agent to sell liability-based coverage — auto, general liability, and workers' compensation, among others.
Who needs a Casualty license
Anyone who wants to sell liability-based coverage — personal or commercial auto, general liability, workers' compensation, and related lines — needs a state-issued Casualty license.
What's tested
Exact question counts, time limits, and section weighting are set by each state and vary — see your state's page for the verified numbers. The subject areas below are drawn directly from CARE's own Casualty question bank.
How Casualty licensing typically works
- 1Complete any pre-licensing education your state requires.
- 2Register for and pass your state's Casualty licensing exam.
- 3Complete fingerprinting/background check, if your state requires one.
- 4Submit your license application to your state's department of insurance.
Requirements vary by state — see the Insurance License Guide for the full state-agnostic overview.
Why prepare with CARE for Casualty?
Regulator-sourced questions
Every fact cited to the official source
Server-graded scoring
No answer keys ever sent to the browser
Readiness tracking
Same engine across every CARE exam
FAQs
Is the Casualty exam the same in every state?
No — question counts, time limits, and passing scores are set individually by each state's insurance regulator. CARE verifies each state's exact numbers directly against that regulator before publishing them.
Can I get licensed in multiple lines together?
Many states offer combined license paths (for example, Life & Accident and Health, or Property & Casualty) — see the full exam catalog for the options your state offers.
Related licensing exams
Explore by state
Choose your state for exact, regulator-verified question counts, time limits, and passing scores.
Alabama
Alabama Combined Property & Casualty licensing exam prep for Alabama, verified against Alabama Department of Insurance.
View examAlaska
Alaska Casualty licensing exam prep for Alaska, verified against Alaska Division of Insurance.
View examArizona
Arizona Property and Casualty licensing exam prep for Arizona, verified against Arizona Department of Insurance and Financial Institutions.
View examArkansas
Arkansas Property and Casualty licensing exam prep for Arkansas, verified against Arkansas Insurance Department.
View examCalifornia
Casualty licensing exam prep for California, verified against California Department of Insurance.
View examColorado
Colorado Casualty licensing exam prep for Colorado, verified against Colorado Division of Insurance.
View examConnecticut
Connecticut Property and Casualty Producer licensing exam prep for Connecticut, verified against Connecticut Insurance Department.
View examDelaware
Delaware Casualty licensing exam prep for Delaware, verified against Delaware Department of Insurance.
View examFlorida
Florida General Lines Insurance (Property & Casualty) licensing exam prep for Florida, verified against Florida Department of Financial Services.
View examGeorgia
Georgia Property and Casualty Agent licensing exam prep for Georgia, verified against Georgia Office of Insurance and Safety Fire Commissioner.
View examHawaii
Hawaii Casualty licensing exam prep for Hawaii, verified against Hawaii Insurance Division (Dept. of Commerce and Consumer Affairs).
View examIdaho
Idaho Casualty licensing exam prep for Idaho, verified against Idaho Department of Insurance.
View examIllinois
Illinois Casualty Producer licensing exam prep for Illinois, verified against Illinois Department of Insurance.
View examIndiana
Indiana Property & Casualty (P&C) licensing exam prep for Indiana, verified against Indiana Department of Insurance.
View examIowa
Iowa Casualty licensing exam prep for Iowa, verified against Iowa Insurance Division.
View examKansas
Kansas Property & Casualty Combo licensing exam prep for Kansas, verified against Kansas Insurance Department.
View examKentucky
Kentucky Casualty licensing exam prep for Kentucky, verified against Kentucky Department of Insurance.
View examLouisiana
Louisiana Property and Casualty Combo licensing exam prep for Louisiana, verified against Louisiana Department of Insurance.
View examMaine
Maine Property and Casualty Combined licensing exam prep for Maine, verified against Maine Bureau of Insurance.
View examMaryland
Maryland Property & Casualty Combo licensing exam prep for Maryland, verified against Maryland Insurance Administration.
View examMassachusetts
Massachusetts Casualty Insurance Producer licensing exam prep for Massachusetts, verified against Massachusetts Division of Insurance.
View examMichigan
Michigan Property and Casualty Producer/Solicitor licensing exam prep for Michigan, verified against Michigan Department of Insurance and Financial Services.
View examMinnesota
Minnesota Property & Casualty Producer licensing exam prep for Minnesota, verified against Minnesota Department of Commerce.
View examMississippi
Mississippi Property and Casualty Combo licensing exam prep for Mississippi, verified against Mississippi Insurance Department.
View examMissouri
Missouri Property and Casualty Insurance Producer licensing exam prep for Missouri, verified against Missouri Department of Commerce and Insurance.
View examMontana
Montana Casualty licensing exam prep for Montana, verified against Montana Commissioner of Securities and Insurance (Montana State Auditor's Office).
View examNebraska
Nebraska Property and Casualty Combo licensing exam prep for Nebraska, verified against Nebraska Department of Insurance.
View examNevada
Nevada Property and Casualty Combined Examination licensing exam prep for Nevada, verified against Nevada Division of Insurance.
View examNew Hampshire
New Hampshire Property and Casualty Combined licensing exam prep for New Hampshire, verified against New Hampshire Insurance Department.
View examNew Jersey
New Jersey Casualty Producer licensing exam prep for New Jersey, verified against New Jersey Department of Banking and Insurance.
View examNew Mexico
New Mexico Property and Casualty Combo licensing exam prep for New Mexico, verified against New Mexico Office of Superintendent of Insurance.
View examNew York
New York Property and Casualty Insurance Agent/Broker licensing exam prep for New York, verified against New York State Department of Financial Services.
View examNorth Carolina
North Carolina Casualty Agent licensing exam prep for North Carolina, verified against North Carolina Department of Insurance.
View examNorth Dakota
North Dakota Casualty licensing exam prep for North Dakota, verified against North Dakota Insurance Department.
View examOhio
Ohio Property and Casualty Insurance Agent licensing exam prep for Ohio, verified against Ohio Department of Insurance.
View examOklahoma
Oklahoma Property and Casualty licensing exam prep for Oklahoma, verified against Oklahoma Insurance Department.
View examOregon
Oregon Casualty licensing exam prep for Oregon, verified against Oregon Division of Financial Regulation.
View examPennsylvania
Pennsylvania Property and Casualty Insurance licensing exam prep for Pennsylvania, verified against Pennsylvania Insurance Department.
View examRhode Island
Rhode Island Casualty licensing exam prep for Rhode Island, verified against Rhode Island Department of Business Regulation, Insurance Division.
View examSouth Carolina
South Carolina Casualty licensing exam prep for South Carolina, verified against South Carolina Department of Insurance.
View examSouth Dakota
South Dakota Property and Casualty Combo licensing exam prep for South Dakota, verified against South Dakota Division of Insurance (Department of Labor and Regulation).
View examTennessee
Tennessee Property and Casualty licensing exam prep for Tennessee, verified against Tennessee Department of Commerce and Insurance.
View examTexas
Texas General Lines — Property & Casualty licensing exam prep for Texas, verified against Texas Department of Insurance.
View examUtah
Utah Producer's Combined Property and Casualty licensing exam prep for Utah, verified against Utah Insurance Department.
View examVermont
Vermont Property and Casualty Combo licensing exam prep for Vermont, verified against Vermont Department of Financial Regulation (DFR), Insurance Division.
View examVirginia
Virginia Property & Casualty licensing exam prep for Virginia, verified against Virginia State Corporation Commission, Bureau of Insurance.
View examWashington
Washington Property and Casualty Producer Combo licensing exam prep for Washington, verified against Washington State Office of the Insurance Commissioner.
View examWisconsin
Wisconsin Casualty licensing exam prep for Wisconsin, verified against Wisconsin Office of the Commissioner of Insurance.
View examWyoming
Wyoming Property and Casualty Combo licensing exam prep for Wyoming, verified against Wyoming Insurance Department.
View exam