Exam at a glance
50
Exam Questions
190 min
Time Limit
70%
To Pass
545
Practice Bank
22 ky doi outline units
Regulator: Kentucky Department of Insurance · Blueprint source: KY DOI "Life Insurance License Outline" (Life and Health Insurance License Exam Manual, Kaplan Financial, updated 5/18/2021), insurance.ky.gov/ppc/new_docs.aspx?cat=188.
Official KY DOI Outline Unit breakdown
CARE's practice sessions and full mock exam reproduce this exact regulator-published weighting — not an even split across topics.
- Introduction to Life Insurance4%
- The Need for Life Insurance4%
- Permanent Life Insurance6%
- Term Life Insurance and Other Plans4%
- Annuities6%
- Policy Provisions6%
- Riders4%
- Premiums4%
- Dividends4%
- Nonforfeiture and Settlement Options6%
- Policy Loans4%
- The Application6%
- Underwriting6%
- Claims2%
- Group Life Insurance4%
- Business Insurance4%
- Retirement Plans4%
- Tax Treatment of Life Insurance4%
- Life Insurance Companies4%
- Legal and Professional Aspects4%
- Government Programs4%
- Kentucky Insurance Laws and Regulations6%
Why CARE for the Kentucky Life
Regulator-sourced questions
Every fact cited to the official source
Server-graded scoring
No answer keys ever sent to the browser
Readiness tracking
Same engine across every CARE exam
Other Kentucky Insurance exams
Also see the Kentucky exam overview or Kentucky Life licensing overview.
Source: Kentucky Department of Insurance