Insurance Licensing

Life & Health Bundle

One bundle, separate entitlements for each exam type below in North Dakota — real per-exam access, not a single combined claim.

$199
Price
180 days
Access Length
2
Exams Included
Full bank
Bank Access
per included exam
  • North Dakota Life and Annuity
  • North Dakota Accident and Health

Who needs this bundle

Anyone who wants to sell life insurance policies — or, in most states, annuity products — needs a state-issued Life license before they can do so. It's the single most commonly held individual insurance license.

Anyone who wants to sell health, disability, or accident insurance products needs a state-issued Accident & Health (A&H) license. It's frequently held alongside a Life license so an agent can offer both life and health/disability products.

What's tested

Combined subject areas across every exam in this bundle — exact question counts and section weighting vary per exam and state; see each included exam's page for verified numbers.

Basic Insurance Concepts and Principles
Contract Law
Insurance Marketplace
Life Insurance - Basics
Types of Life Policies
Life Insurance and Annuities - Policy Replacement / Cancellation
Individual Life Insurance Contract - Provisions
Taxation of Life Insurance and Annuities
Group Life Insurance Plans
Social Security Disability Program
General Concepts of Medical and Disability Insurance
Individual Insurance

How insurance licensing works in North Dakota

  1. 1Complete any pre-licensing education your state requires.
  2. 2Register for and pass each included exam in North Dakota.
  3. 3Complete fingerprinting/background check, if your state requires one.
  4. 4Submit your license application to North Dakota Insurance Department.

Exact requirements, fees, and hours vary — see the Insurance License Guide for the full state-agnostic overview.

Why prepare with CARE for Life & Health Bundle?

Regulator-sourced questions

Every fact cited to the official source

Server-graded scoring

No answer keys ever sent to the browser

Readiness tracking

Same engine across every CARE exam

Included exams

Each exam below grants its own separate entitlement.

North Dakota Life and Annuity

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North Dakota Accident and Health

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