Who this license is for
Anyone who wants to sell life insurance policies — or, in most states, annuity products — needs a state-issued Life license before they can do so. It's the single most commonly held individual insurance license.
Topics to study
These general insurance topics provide a starting point for studying Hawaii Life. See the official exam breakdown and timing.
Basic Insurance Concepts and Principles
Contract Law
Insurance Marketplace
Life Insurance - Basics
Types of Life Policies
Life Insurance and Annuities - Policy Replacement / Cancellation
Individual Life Insurance Contract - Provisions
Taxation of Life Insurance and Annuities
Group Life Insurance Plans
Social Security Disability Program
Plan your next steps in Hawaii
- Confirm the license you need and the current eligibility, education, application, and background-check requirements with Hawaii Insurance Division (Dept. of Commerce and Consumer Affairs).
- Review the exam content outline and use it to organize your study topics.
- Practice by topic, review explanations for mistakes, and work through a timed mock exam when you have covered the outline.
- Follow the regulator's current instructions for scheduling and applying for your license.
Official source: Hawaii Insurance Division (Dept. of Commerce and Consumer Affairs)
Before you book the exam
Check the current candidate instructions for identification, scheduling, fees, and permitted materials. CARE provides exam preparation; a practice result does not guarantee a passing result or grant a license.
Compare other Hawaii insurance exams · View Hawaii Life exam format and preparation