Who this license is for
Anyone who wants to sell health, disability, or accident insurance products needs a state-issued Accident & Health (A&H) license. It's frequently held alongside a Life license so an agent can offer both life and health/disability products.
Topics to study
These general insurance topics provide a starting point for studying Massachusetts Accident, Health, or Sickness Insurance Producer. See the official exam breakdown and timing.
Plan your next steps in Massachusetts
- Confirm the license you need and the current eligibility, education, application, and background-check requirements with Massachusetts Division of Insurance.
- Review the exam content outline and use it to organize your study topics.
- Practice by topic, review explanations for mistakes, and work through a timed mock exam when you have covered the outline.
- Follow the regulator's current instructions for scheduling and applying for your license.
Before you book the exam
Check the current candidate instructions for identification, scheduling, fees, and permitted materials. CARE provides exam preparation; a practice result does not guarantee a passing result or grant a license.
Compare other Massachusetts insurance exams · View Massachusetts Accident, Health, or Sickness Insurance Producer exam format and preparation