Who this license is for
Anyone who wants to sell life insurance policies — or, in most states, annuity products — needs a state-issued Life license before they can do so. It's the single most commonly held individual insurance license.
Anyone who wants to sell health, disability, or accident insurance products needs a state-issued Accident & Health (A&H) license. It's frequently held alongside a Life license so an agent can offer both life and health/disability products.
Topics to study
These general insurance topics provide a starting point for studying Minnesota Life, Accident & Health Producer. See the official exam breakdown and timing.
Plan your next steps in Minnesota
- Confirm the license you need and the current eligibility, education, application, and background-check requirements with Minnesota Department of Commerce.
- Review the exam content outline and use it to organize your study topics.
- Practice by topic, review explanations for mistakes, and work through a timed mock exam when you have covered the outline.
- Follow the regulator's current instructions for scheduling and applying for your license.
Before you book the exam
Check the current candidate instructions for identification, scheduling, fees, and permitted materials. CARE provides exam preparation; a practice result does not guarantee a passing result or grant a license.
Compare other Minnesota insurance exams · View Minnesota Life, Accident & Health Producer exam format and preparation