Who this license is for
Anyone who wants to sell health, disability, or accident insurance products needs a state-issued Accident & Health (A&H) license. It's frequently held alongside a Life license so an agent can offer both life and health/disability products.
Topics to study
These general insurance topics provide a starting point for studying North Carolina Accident and Health or Sickness Agent. See the official exam breakdown and timing.
Basic Insurance Concepts and Principles
Contract Law
Insurance Marketplace
General Concepts of Medical and Disability Insurance
Individual Insurance
Group Medical Expense Insurance
Individual Disability Income Insurance Underwriting, Pricing, Claims
Long - Term Care Insurance
Patient Protection and Affordable Care Act (PPACA)
Senior Health Products
Plan your next steps in North Carolina
- Confirm the license you need and the current eligibility, education, application, and background-check requirements with North Carolina Department of Insurance.
- Review the exam content outline and use it to organize your study topics.
- Practice by topic, review explanations for mistakes, and work through a timed mock exam when you have covered the outline.
- Follow the regulator's current instructions for scheduling and applying for your license.
Before you book the exam
Check the current candidate instructions for identification, scheduling, fees, and permitted materials. CARE provides exam preparation; a practice result does not guarantee a passing result or grant a license.
Compare other North Carolina insurance exams · View North Carolina Accident and Health or Sickness Agent exam format and preparation