Who this license is for
Anyone who wants to sell life insurance policies — or, in most states, annuity products — needs a state-issued Life license before they can do so. It's the single most commonly held individual insurance license.
Anyone who wants to sell health, disability, or accident insurance products needs a state-issued Accident & Health (A&H) license. It's frequently held alongside a Life license so an agent can offer both life and health/disability products.
Topics to study
These general insurance topics provide a starting point for studying New York Life, Accident, and Health Insurance Agent/Broker. See the official exam breakdown and timing.
Plan your next steps in New York
- Confirm the license you need and the current eligibility, education, application, and background-check requirements with New York State Department of Financial Services.
- Review the exam content outline and use it to organize your study topics.
- Practice by topic, review explanations for mistakes, and work through a timed mock exam when you have covered the outline.
- Follow the regulator's current instructions for scheduling and applying for your license.
Official source: New York State Department of Financial Services
Before you book the exam
Check the current candidate instructions for identification, scheduling, fees, and permitted materials. CARE provides exam preparation; a practice result does not guarantee a passing result or grant a license.
Compare other New York insurance exams · View New York Life, Accident, and Health Insurance Agent/Broker exam format and preparation