South Dakota

South Dakota Property and Casualty Combo
Licensing Guide

Understand the topics to study and find the official licensing information from South Dakota Division of Insurance (Department of Labor and Regulation). Use the detailed exam page to plan your preparation.

Who this license is for

Anyone who wants to sell insurance covering physical property — homeowners, renters, commercial buildings, and related coverage — needs a state-issued Property license.

Anyone who wants to sell liability-based coverage — personal or commercial auto, general liability, workers' compensation, and related lines — needs a state-issued Casualty license.

Topics to study

These general insurance topics provide a starting point for studying South Dakota Property and Casualty Combo. See the official exam breakdown and timing.

Basic Insurance Concepts and Principles
Contract Law
Insurance Marketplace
Legal Concept: Tort Law
Property Basics
Policies
Classes of Insurance
Insurance on Residential Properties
Homeowners' Insurance Valuation
Liability Coverage
Casualty Basics
Insurance on a Residence
Marine
Personal Automobile

Plan your next steps in South Dakota

  1. Confirm the license you need and the current eligibility, education, application, and background-check requirements with South Dakota Division of Insurance (Department of Labor and Regulation).
  2. Review the exam content outline and use it to organize your study topics.
  3. Practice by topic, review explanations for mistakes, and work through a timed mock exam when you have covered the outline.
  4. Follow the regulator's current instructions for scheduling and applying for your license.

Official source: South Dakota Division of Insurance (Department of Labor and Regulation)

Before you book the exam

Check the current candidate instructions for identification, scheduling, fees, and permitted materials. CARE provides exam preparation; a practice result does not guarantee a passing result or grant a license.

Compare other South Dakota insurance exams · View South Dakota Property and Casualty Combo exam format and preparation