Tennessee

Tennessee Life, Accident and Health
Licensing Guide

Understand the topics to study and find the official licensing information from Tennessee Department of Commerce and Insurance. Use the detailed exam page to plan your preparation.

Who this license is for

Anyone who wants to sell life insurance policies — or, in most states, annuity products — needs a state-issued Life license before they can do so. It's the single most commonly held individual insurance license.

Anyone who wants to sell health, disability, or accident insurance products needs a state-issued Accident & Health (A&H) license. It's frequently held alongside a Life license so an agent can offer both life and health/disability products.

Topics to study

These general insurance topics provide a starting point for studying Tennessee Life, Accident and Health. See the official exam breakdown and timing.

Basic Insurance Concepts and Principles
Contract Law
Insurance Marketplace
Life Insurance - Basics
Types of Life Policies
Life Insurance and Annuities - Policy Replacement / Cancellation
Individual Life Insurance Contract - Provisions
Taxation of Life Insurance and Annuities
Group Life Insurance Plans
Social Security Disability Program
General Concepts of Medical and Disability Insurance
Individual Insurance
Group Medical Expense Insurance
Individual Disability Income Insurance Underwriting, Pricing, Claims
Long - Term Care Insurance
Patient Protection and Affordable Care Act (PPACA)
Senior Health Products

Plan your next steps in Tennessee

  1. Confirm the license you need and the current eligibility, education, application, and background-check requirements with Tennessee Department of Commerce and Insurance.
  2. Review the exam content outline and use it to organize your study topics.
  3. Practice by topic, review explanations for mistakes, and work through a timed mock exam when you have covered the outline.
  4. Follow the regulator's current instructions for scheduling and applying for your license.

Official source: Tennessee Department of Commerce and Insurance

Before you book the exam

Check the current candidate instructions for identification, scheduling, fees, and permitted materials. CARE provides exam preparation; a practice result does not guarantee a passing result or grant a license.

Compare other Tennessee insurance exams · View Tennessee Life, Accident and Health exam format and preparation